This card is very easily created using the 'Contempo Christmas' stammpset. You stamp one bauble in 'Real Red' onto a 'Whisper White' rectangle' and then randomly stamp 'Old Olive' baubles around it. Stamp the sentiment (also from the 'Contempo Christmas' stampset) in the corner. This was then mounted onto a 'Real Red' cardbase.
Here is a copy of the card with the colours reversed:
These cards are so quick and easy to create - so don't worry it's not too late to get stamping and make some christmas cards of your own! Check back tomorrow for another quick christmas card design!